If you live outside the United States and want to operate a U.S. business — to access Stripe, sell into the U.S. market, or simply have a legal entity that international clients trust — forming an LLC is usually the cleanest path. The mechanics aren't complicated, but the order of operations matters and the IRS forms are unfriendly. Here's the full sequence.
1. Choose your state
Most international founders form in Wyoming, Delaware, New Mexico, or Florida. Wyoming and New Mexico have low fees and good privacy. Delaware has prestige and a strong courts system. Florida is the right pick if you'll have a physical presence there.
2. Pick a name and confirm availability
Every state has its own naming rules. You'll need a unique LLC name that ends in 'LLC' or 'L.L.C.' Avoid restricted words like 'bank' or 'insurance'.
3. Designate a registered agent
Every U.S. LLC needs a registered agent in its state of formation. The agent receives official state mail and service of process on your behalf. As a non-resident, you'll almost always use a service.
4. File your Articles of Organization
This is the document that legally creates your LLC. It's submitted to the state with the filing fee. Once approved, your LLC officially exists.
5. Get your EIN
Your Employer Identification Number is the LLC's federal tax ID. You don't need an SSN to get one — but the application process is different for non-residents and can't be done online. Plan for 2–6 weeks.
6. Open a bank account
Mercury, Relay, and Wise are the most common picks for non-residents. Each has different document requirements. Don't skip this step before you start collecting payments.